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As the end of the year approaches, many patients don’t realize that their vision insurance benefits and flexible spending accounts (FSAs) often reset on January 1. That means if you don’t use your benefits now, you lose them.

At Southwest Eye Care, we want to help residents of Chaska, Jordan, New Prague, Spring Park, Watertown, Glencoe, Norwood Young America, Belle Plaine, Minnetonka, and Hutchinson make the most of their benefits before they expire.

Why It’s Important to Use Your Vision Benefits Early

Your vision is priceless, but your benefits have a deadline. Most vision plans cover annual eye exams, glasses, or contact lenses—but unused benefits don’t roll over into the new year.

Here’s why using your benefits now matters:

  1. Prevent vision loss through early detection. Eye exams can detect early signs of cataracts, glaucoma, and diabetic eye disease before symptoms appear.
  2. Save on eyewear. Many plans offer allowances for prescription glasses, sunglasses, or contact lenses—perfect for updating your look before the holidays.
  3. Avoid the year-end rush. Appointment slots fill up fast in November and December, especially for families trying to use benefits before they reset.
  4. Maximize your FSA dollars. Funds in your flexible spending account can cover out-of-pocket costs like upgraded lenses, blue-light protection, or dry eye treatments.

Common Questions About Vision Benefits

Unused benefits usually expire at the end of the year—meaning you’ll lose coverage for exams, glasses, or contacts you’ve already paid for through premiums.

Yes! You can use your FSA or HSA funds on eligible expenses such as eye exams, prescription eyewear, and even certain treatments recommended by your doctor.

You can call your insurance provider or contact Southwest Eye Care, and our team can help you review your benefits and determine what’s included in your plan.

Absolutely. Children’s vision can change quickly, and early exams help ensure they see clearly for school and sports.

If you’ve been diagnosed with cataracts or another eye condition, using your benefits before year-end can help offset costs related to pre-surgical evaluations and ongoing care.

How to Make the Most of Your Year-End Vision Benefits

Before the calendar turns, take a few simple steps to ensure your benefits work for you:

  • Schedule your annual eye exam now—appointments fill up fast in November and December.
  • Use your eyewear allowance to purchase new frames, lenses, or contact lenses.
  • Spend remaining HSA/FSA funds on approved eye care products or services.
  • Check for additional discounts on prescription sunglasses or anti-glare coatings.

Tip: Even if your vision seems fine, an annual eye exam can reveal early signs of eye conditions like cataracts or dry eye disease, especially as we age.

Local Eye Care You Can Trust

At Southwest Eye Care, our doctors provide comprehensive exams using advanced technology to protect your vision for life. Whether you live in Chaska, Jordan, or Minnetonka, our nearby locations make it easy to schedule before your benefits expire.

We proudly serve communities across the Midwest, offering personalized eye care, quality eyewear, and compassionate service for the whole family.

Don’t Wait—Schedule before it’s too late! Book your eye exam today at Southwest Eye Care and take advantage of your vision insurance or HSA/FSA before it’s gone.

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